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Urgent Notice to Our Customer

Health Insurance

Why should we take Critical Illness Insurance?

Healthy lifestyle is benefit for both yourself and whole family. Both family and the love ones are depressed and prepare for cure, once one has been identified as critical medically illness conditions. Thus, product yourself with AMI Life’s Critical Illness coverage and receive the medical expenses for (10) medically critical symptoms.



  • Heart Attack
  • Stroke
  • Cancer (Life- threatening)
  • Renal Failure
  • Major Organ Transplant
  • Heart Valve Replacement or Repair
  • Coronary Artery bypass surgery
  • Severe Burns
  • Coma
  • Bacterial Meningitis

Product Details

    • Eligibility – Individual policy
    • Eligible Age – between 6 years to 60 years
    • Policy term – 1 year
    • Sum Insured amount – Minimum MMK 1,000,000 up to MMK 25,000,000
      Premium – Premium will be calculated based on Insured’s Age and Sum Insured amount (Premium Calculator – link)

Why should be insured?

(1) Peace of Mind

We make sure your risks are fully covered, which helps to reduce anxiety for what could happen in the future.

(2) No additional costs for medical care

Our plan will secure the medical expenses during the policy term and which helps you only focusing on your saving.

(3) Focusing only on recovery

The insured can only focus on recovery, the expenses will be cover by our policy.

How to Claims?

Health Insurance Claims

The claimant can claims with the proof of document once it has been identified the 10 critical illness symptoms.

Mobile Phone – +959 940 077 773 (Ext: 3)
Email –


Terms and Conditions

  • If a health insured person submits any careless, intentional false information and omits or deceives wrongful information to this proposal, he or she will lose the benefits of the policy.
  • Insurance period is effective as soon as the payment of the premium is made. And it will be expired in one year of the insurance period at midnight.
  • Insured person has no right for premium refund upon the policy cancellation. If the insurer wants to cancel the policy, the return premium will be calculated pro rata for the remaining period and refunded.
  • Stamp Fees MMK 30 for Sum Insured Amount 100,000 MMK.


  • The age between 6-75 years old and the person who is between 6-18 can insure with the parents’ agreement.
  • Can be insured individual or group. The policy term is 1 year.

Premium Payment Method

  • Monthly
  • Quarterly
  • Bi-yearly
  • Yearly

Premium Amount



Benefits do not cover for injuries, diseases, hospitalization, surgery or death that related directly or indirectly with the following situations;

  • Undergoing medical treatment, already having the doctor’s approval for a medical treatment, having a prior disease symptom.
  • Delivery, miscarriage and hospitalization due to pregnancy and having a surgery, C-section, surgeries of childbirth are not entitled for benefits.Note: Hospitalization and surgeries due to diseases which are cause by a pregnancy (Eclampsia, pre-eclampsia, gestational diabetes etc.).
  • Insanity, hospitalization and surgery due to mental illnesses.
  • Hospital visits for medical check-ups
  • Hospitalization and having surgeries to procreate.
  • Hospitalization and surgeries for dental treatment except accidential injuries.
  • Having eye sight check-ups including spectacles, treatments, treatments for visual impairments, eye treatment, hospitalization and having surgery for vision correction except accidental injuries
  • Hospitalization and having cosmetic/ plastic surgery
  • Hospitalization for surgery for hearing implant
  • Congenital defects
  • Drug abuse
  • Committing crimes
  • Hospitalization and surgery in hospitals abroad
  • Vadalizing, protest and war and war-like terrorism
  • Treatments which only last 3 days for hospitalization for a disease
  • Fraudulent requests
  • Suicide
  • Getting an acute disease treatment for cancer; which is classified as an internal disease; starting from the first day of initial policy to next 90 calendar days.
  • Getting acute disease treatment for the cancer in cell layers through a tract of intraepithelial/neoplasm.