Student Life Insurance

25% of Sum Insured each year starting at the end of the premium term for 4 years.

If the policyholder become total and permanent disable or die, all future premium will be waived.

If the insured whose age is under 3 years become total and permanent disable during the policy period, only 25% of Sum Insured will be paid to the policy holder. If not, 100% of Sum Insured will be paid to the policy holder.

Policyholder can take loan for his/her policy when the policy is in force. The Loan amount is 90% of Surrender value.

Policyholder can withdraw the cash vaule from his/her in-force policy when he/she choose to terminate policy before maturity date. The surrender value will be calculated base on surrender rating table.

Policyholder can change his/her policy as paid-up policy when the policy is in-force.

If the insured whose age is under 3 years die during the policy period, only 25% of Sum Insured will be paid to the policy holder. If not, 100% of Sum Insured will be paid to the policy holder.